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Policy guide

Travel risk assessment for companies

A travel risk assessment asks a simple question before a trip: what could go wrong, how likely is it, and what will we do about it? For most trips the answer takes a minute. For higher-risk destinations it decides whether the trip goes ahead at all.

Risk levels Official advisories Controls and approval
Levels

A four-level model

Keep the model simple enough to apply to every trip.

LevelTypical destinationWhat it requires
LowMajor business cities with stable conditions.Standard booking, tracking and emergency contacts.
MediumDestinations with some security, health or disruption concerns.Briefing, approved hotels and daylight transfers.
HighAreas where official advisories warn against all but essential travel.Written risk assessment, senior approval, security plan and check-ins.
ExtremeAreas where official advisories warn against all travel.Normally no travel; any exception decided at board or executive level.
Check before travel: visa rules, fees, processing times and event dates change without notice. This page was checked on 11 November 2026 against the UK FCDO foreign travel advice; risk levels are a general model for companies to adapt. Confirm on the official source, or ask us to check for your trip, before you book anything non-refundable.
Sources

Start with official advisories

Use official government advisories as the baseline, such as the UK FCDO foreign travel advice. They are updated often and are widely used by insurers. Add your own security team’s view and the host organisation’s knowledge of the local situation.

Insurance cover can be affected when travel goes against official advice. Check the policy wording before approving a trip to an area under an advisory.

Assessment

What a pre-trip assessment covers

A short form is enough for most trips. For higher levels, add detail and an approver who is not the traveller’s line manager.

  • Destination and dates, with the current advisory level
  • Purpose and whether a remote meeting could replace the trip
  • Traveller profile: experience, health, any personal risk factors they choose to share
  • Accommodation and transport, with approved options
  • Communication plan and check-in times
  • Medical and evacuation cover
  • Who to call, and what happens, if something goes wrong
Controls

Match controls to the level

Controls are the actions that reduce risk: choosing a different hotel, travelling only in daylight, using a vetted driver, changing the meeting venue, adding check-ins or postponing the trip. The assessment should say which controls apply and who confirms them.

Standard

A recognised framework

ISO 31030 is the international standard for travel risk management. It is a useful reference for building a programme, though most companies start with a simple process and improve it over time.

How we work

How Go Global puts it into practice

Classify

Destination level set from advisories.

Assess

Pre-trip form completed for medium and above.

Approve

Right approver for the level.

Book

Bookings follow the controls.

Track

Check-ins and changes recorded.

FAQ

Travel risk assessment: questions

Does every trip need a risk assessment?

A short check for every trip, yes. A full written assessment is needed for medium and higher levels.

Who should approve high-risk travel?

Someone senior and independent of the trip, such as a security lead or HR director.

Do you provide security services?

No. We book within your security rules and keep the record; your security team or provider assesses threats.

Records

Keep the assessment with the trip

Store the completed assessment with the trip record and the approval. If something happens, the record shows what was known, what was decided and why, which matters for both the traveller’s family and the company.

Plan with Go Global

Planning a travel policy?

Tell us who is travelling, when and why. We reply with a plan, the visa route and a quote. Go Global has handled 100,000+ trips, and our team works 24/7 for travellers on the road. Email insights@goglobal.pk or WhatsApp 0320-4111222.